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Update Your House On A Budget: 6 Small Things That Make A Big Impact

Update Your House On A Budget: 6 Small Things That Make A Big Impact: From laying your own flooring, painting you counter tops, getting new lighting, to painting the cabinets, here are 6 small things that make a big impact on your house on a budget.

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A Dad’s Guide To Getting Ready For Back To School With A DIY Kid Friendly Pantry

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #AHugeSale #CollectiveBias #Randalls Ok dads it is almost that time! Time to stock up the kitchen and office for …

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Creating an organized Bill Pay Binder

BillPaybinder

How do you keep your bills organized and paid on time? For years, I would just pay them as I would get them in the mail. Which would mean that I drug out my checkbook every few days. This worked just fine, but I felt like I was constantly paying bills, which isn’t my favorite chore.

In the last couple years, I have created a bill pay binder that has worked really well for me, so I am going to share a few of my tips with you.

First, you need a binder, I use a simple white 1 inch binder. Next, I added a pencil bag to hold all the “tools” that I need for paying bills.

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I have a hole punch, calculator, pencils, pens, and a Sharpie in my pouch.

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I printed out a calendar for each month over at THIS site. I went through and added all recurring events on the calendar with the dates that I already knew. Things like payday, car payment, we have rental properties and I keep track of when those payments are due on this calendar as well.

When I receive a bill in the mail, I add the due date on this calendar right away.

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I have three sections on my binder. One section for bills I pay on the 15th and one for the 30th. When I receive a bill in the mail, I mark the due date on my calendar, punch holes in the bill and file it in the correct area.

I also have a section to file bills from the previous month. I find this very handy because if I have a question on a bill or what I had paid the previous month, I still have them handy.

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In the front inside pocket of the binder is where I keep my address labels and envelopes.

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I use different colors of markers for my bill calendar. I found a great way to hold all of my pens and colored markers in this really cute Thirty-one Fold and Go bag.

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I am a paper and pen person. I like to keep track of bills, lists, etc. on paper instead of on the computer. This bill pay system has been working really well for me and I feel much more organized. I spend less time paying bills and don’t have to go digging for everything when it’s time to sit down and write out checks. I hope you can use a few of my tips or even create your own binder!

BillPaybinder

If you have any suggestions on how to improve this or just comments on your own ideas, I would love to hear them!

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